Get the Best Travel Credit Cards

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The credit cards shown below provide card-holders with the best travel insurance and benefits for cruisers and adventurers. To receive these benefits, you must pay for your complete vacation on these cards.

If you do not already have these cards, you might see surprised how much you will save on insurance and other benefits by signing up for one:

American Express℠ Platinum/Centurion Card

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$550 Annual Fee

Best rewards card for on-board credits and travel accident, lost/ delayed luggage, and trip cancellation insurance.

• $100 - $500 per cabin additional OBC*
• $200 Annual Travel Credit
• $200 Annual Uber Credit
• $30,000 Trip Cancellation
• $100,000 Emergency Transportation
• $20,000 Emergency Medical Services
• $1,200 Baggage Assistance
• Access to 1,000 Airline Lounges
• $75,000 Car Rental Coverage
• TSA Pre-Check and More….

Chase Sapphire Reserve®

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$450 Annual Fee

Best rewards card for lost/delayed luggage and travel credit.

• $300 Annual Travel Credit
• $20,000 Trip Cancellation
• $100,000 Emergency Transportation
• $3,000 Baggage Assistance
• Access to 1,000 Airline Lounges
• $75,000 Car Rental Coverage
• TSA Pre-Check and More….

* Valid for new bookings of voyages of at least five nights made with a participating supplier through Platinum Travel Service, Centurion Travel Service, any American Express Travel office, eligible Travel Associate Platform agencies, or the Agency Services Desk. May not be combined with other offers unless indicated. Blackout dates, category and fare restrictions may apply. Payment must be made with an American Express Card in U.S. Platinum Card Member or U.S. Centurion® Member's name. Available for U.S. Platinum Charge Card Members and U.S. Centurion® Members only, and excludes Platinum Credit Card Members such as Platinum Delta SkyMiles® Card Members who are not also U.S Platinum Charge Card Members or U.S. Centurion® Members. Card Member must travel on itinerary booked. Benefits listed require double occupancy and are non-transferable. Program benefits may not be available to residents outside of the contiguous United States. Card Members receive $100 USD shipboard credit for inside and outside staterooms; $200 USD shipboard credit for balcony, verandah, and mini-suite staterooms; and $300 USD shipboard credit for suites on Celebrity Cruises, Norwegian Cruise Line, Holland America Line, Princess Cruises, and Royal Caribbean International. Card Members receive $300 USD shipboard credit for all Queen Mary oceanview staterooms category EF or higher, and Queen Victoria/ Queen Elizabeth oceanview staterooms category FA or higher on Cunard Line. Card Members receive $300 USD shipboard credit for all stateroom categories on Ama Waterways, Oceania, Regent, Azamara, Seabourn, Crystal, Silversea, Uniworld, and Windstar. Centurion Members receive an additional $200 ($500 total) USD shipboard credit on Crystal Cruises, Regent Seven Seas Cruises, Seabourn, and Silversea. All shipboard credits will be credited to the guest's stateroom folio upon checkout. Shipboard credit amounts in international jurisdictions may vary due to foreign exchange rates and timing of application. Shipboard credits are subject to cruise line policies. Credits cannot be used for casino charges and gratuities. Unused portion of credit is non-refundable and is not redeemable for cash. Other restrictions may apply, see onboard cashier for details. Additional amenity not available on the Silversea Expedition Fleet: Silver Explorer, Silver Galapagos, and Silver Discoverer. The Cruise Privileges Program benefits (shipboard credits and additional amenities) are not available on Celebrity Cruises Galapagos Sailings. Limit one benefit package per stateroom; three-stateroom limit per Card Member, per sailing. To obtain benefits, travel agents must visit americanexpress.com/asdonline. Participating providers and benefits subject to change